











Had a great time with the Flock team today!
homeperqs
Feeling so grateful! @caraeden had the pleasure of speaking with the incredible @workingmoms_ns group this week—and wow, what an inspiring room of powerhouse business owners!
@notarymarty thank Marty!! Great seeing you!
homeperqs
🏡 Homebuyer Hack You Need to Know! 🏡
Want to knock $15K off the price of your future home? 💸 That’s one option…
But here’s a smarter move: ask for a $15K credit to buy down your interest rate instead — and the savings could be massive. 💥
Here’s the breakdown on an $800K home:
💵 Price cut: Saves you about $98/month
🔥 Rate buy down: Could save you around $614/month
That’s real monthly savings you’ll feel, and it adds up fast.
🎯 Pro Tip: Let us run the numbers to see what works best for your situation.
Ready to win in this market? Let’s strategize!
homeperqs
Want access to properties you won’t find online?
You need an agent who knows how to go out and find the deal—not just forward you what everyone else is seeing.
Don’t believe me? Shoot over your email and I’ll send you five off-market opportunities we have access to right now.
#homeperqs
#homebuyer
#homebuyertips
#loanofficer
#mortgage
#education
#freeeducation
#sandiegorealestate
#mortgagetips
#homeseller
#firsttimehomebuyer
#sandiego
#california
@julien_i_j one of the best drives I. SD!

homeperqs
It's the little things that add up when working with homePERQs. Cara's attention to detail and her ability to listen and offer sound advise are of great value. These folks are true professionals that want to help people attain their goals. I am very glad to have the homePERQs team's experience and guidance in navigating the investment side of real estate through their Turn-Key strategy.
- Andrew B.

homeperqs
Not all escrows are smooth sailing—some take a few extra twists and turns. We’d love to say every deal goes off without a hitch, but the reality is, sometimes there are challenges that need to be worked through. The key is always communication, and that’s exactly what got us to the finish line on this one.
So, what made this one tricky? For starters, our clients were selling their condo in Riverside at the same time, which added layers of timing and complexity. Second, they didn’t even think owning a detached home in Horse Creek Ridge was within reach. And third, @caraeden worked some serious magic behind the scenes to overcome loan hurdles and lock in the right financing.
There were tough conversations, but we stayed connected every step of the way.
Now we get to say the best part—welcome home to our awesome clients! They’re moving into a place they didn’t think was possible... and @jhilgesen negotiated the deal $23,000 under asking.
If you want to turn dreams into a reality, we are ready to help.
Sold by:
James Hilgesen
DRE 01968748
760.685.2637
james @homeperqs.com

homeperqs
Big congrats to our clients on scooping up this gem in Horse Creek Ridge! If you’ve never seen this newer community on the outskirts of Fallbrook, you need to put it on your radar. The home has all the right upgrades—paid-off solar, dual A/C, and a setup that’s perfect for hanging out or hosting. The kitchen is a total standout, and the walk-in pantry under the stairs is clutch. Upstairs, they’ve got a great primary suite, a laundry room, and plenty of space for everyday life. And that backyard? It’s west-facing and ready for summer vibes 🤙.
3 Beds ☑️
2.5 Baths ☑️
1,568 SF ☑️
Paid Solar ☑️
Heated Community Pool ☑️
Built in 2017 ☑️
homeperqs
Upper East on Grand Avenue is almost open—James Thorp’s newest gastropub is everything we needed. Elevated comfort food, craft drinks, 20-tap bar, and prices that make sense.
Family-friendly, pet-friendly, and downtown Esco just got a major upgrade. 🙌
Follow @upper_east_on_grand
@upper_east_on_grand awesome. The one in PQ was the one I was referring to
@socal_dmj we are the ownership group that owns and operates Knotty Barrel in Rancho Penasquitos. @knottybarrelpq the downtown Knotty Barrel is a separate owner
@bmk51160 not true
@socal_dmj different owners than the PQ location
homeperqs
🏡 Homeowners Are 40x Wealthier Than Renters. Here's Why 👀
The median homeowner has a net worth of $400K, while the median renter? Just $10.4K.
Yep, you heard that right.
Why such a massive gap? It comes down to 3 key wealth-building advantages:
1️⃣ Equity – Every mortgage payment builds your net worth, not your landlord’s.
2️⃣ Appreciation – Home values often rise. In San Diego last year, prices jumped 7%.
3️⃣ Tax Benefits – Deductions + exclusions = more money in your pocket.
Real estate isn’t just shelter, it’s a wealth-building machine.
💡 Thinking of buying? It might be your smartest financial move yet.
homeperqs
It was the home she had been waiting for.
And it waited for her.
.
.
.
.
Financing by:
Cara Hilgesen
NMLS 1952480
858.335.6452
cara @homeperqs.com
Sold by:
James Hilgesen
DRE 01968748
760.685.2637
james @homeperqs.com
homeperqs
We’ve added some amazing new companies to our presentation lineup this year. One of our recent stops was Spinal Elements in Carlsbad—this company is doing incredible work in the medical space. We’re grateful for the opportunity to present and excited to be back again soon!
If you think you know of a company looking to increase financial wellness for their employees let us know in the comments.
homeperqs
This is what it looks like when off-market investment opportunities come our way in Georgia and Tennessee 🔑
If you want to be added to the list and get first access to these deals, shoot us a DM with your email or text it to @jhilgesen at 760.685.2637
DRE#01968748