A Better Way to Buy and Sell

Empowering You IN Every Move

Buying and selling in one of America's hottest markets inspired our innovative approach to real estate. The homePERQs team uses a unique, educational platform to ensure clients are prepared, confident, and supported through every step of the process—from start to sold.

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Guiding You to Homeownership

with Education and Care

At homePERQs, we are deeply committed to educating and supporting our clients throughout their real estate journey. We take immense pride in celebrating their milestones and helping them achieve their homeownership dreams while building lasting wealth. Our greatest reward comes from earning lifelong relationships by expertly guiding our clients through some of their most significant investments.

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"James and Cara made my husband & I’s first-time home buying experience a seamless process! We felt like they were truly there for us from the beginning & we felt at ease being in their hands. Extremely knowledgeable and personable, James made himself accessible for anything we needed and any questions on the numbers/loan side we knew Cara had the answers. 12/10 recommend the homePERQs team and will definitely be using them for any future home buying plans! Thanks friends!!"

-Cheyenne H.
⭐️⭐️⭐️⭐️⭐️ "James and Cara made my husband & I’s first-time home buying experience a seamless process! We felt like they were truly there for us from the beginning & we felt at ease being in their hands. Extremely knowledgeable and personable, James made himself accessible for anything we needed and any questions on the numbers/l… Offer Accepted in Clairemont Mesa East! 🏡

Our buyers stole (details later) this beautiful 2-bed, 3-bath townhome — and it’s not your typical setup. Why? Each building only has one neighbor, giving it that single-family feel everyone’s after.

Huge congrats to our first-time homebuyers who came to us through a past client referral (the best kind 🙌).

@caraeden handled the financing (NMLS 1568670), and @jhilgesen (DRE 01968748) found the home and negotiated the deal.

If you’ve been thinking about buying, this is what teamwork looks like. 

DRE 02012824 1 Offer Accepted in Clairemont Mesa East! 🏡 Our buyers stole (details later) this beautiful 2-bed, 3-bath townhome — and it’s not your typical setup. Why? Each building only has one neighbor, giving it that single-family feel everyone’s after. Huge congrats to our first-time homebuyers who came to us through a past cli… New homeowners — this one’s for you! 👋 It’s that time again when those supplemental tax bills start rolling in… but don’t worry, @caraeden and the homePERQs team are here to make sure you know what to expect. Taxes aren’t fun, but forgetting about them is even less fun! New homeowners — this one’s for you! 👋 It’s that time again when those supplemental tax bills start rolling in… but don’t worry, @caraeden and the homePERQs team are here to make sure you know what to expect. Taxes aren’t fun, but forgetting about them is even less fun! Referrals don’t happen by accident — they’re earned. Our people are our advocates. Every post, every conversation, ever networking event, every late-night call adds up to trust. And that trust is what keeps us growing.

Thank you. 1 Referrals don’t happen by accident — they’re earned. Our people are our advocates. Every post, every conversation, ever networking event, every late-night call adds up to trust. And that trust is what keeps us growing. Thank you. 🚨Big news for homebuyers and homeowners alike: According to Fannie and Freddie, the average 30-year fixed-rate mortgage has dropped to 6.19%, its lowest point since this time last year. 

🧐What this means:
	•	Refinancing demand just surged ~81% compared to last year. 
	•	Purchase loan applications are up ~20% year-over-year. 
	•	With lower rates helping home-sales tick up, the market could be getting a welcomed boost. 

If you’ve been waiting on the sidelines, this might be the moment to act! 🚨Big news for homebuyers and homeowners alike: According to Fannie and Freddie, the average 30-year fixed-rate mortgage has dropped to 6.19%, its lowest point since this time last year. 🧐What this means: • Refinancing demand just surged ~81% compared to last year. • Purchase loan applications are up ~20% year-over… Who wants to live in Carlsbad? Link in bio Who wants to live in Carlsbad? Link in bio Offer accepted in 92105!
@zardonato really did @jhilgesen dirty with these photos 😂
At least the deal looks better than he does! 5 Offer accepted in 92105! @zardonato really did @jhilgesen dirty with these photos 😂 At least the deal looks better than he does! Carlsbad living hits different 🌴 4 Carlsbad living hits different 🌴 🏡 Just Listed in Olde Carlsbad — $1,400,000 🌊

Discover where lifestyle meets location!
Welcome to 1280 Forest Ave, a stunning 3 bed, 2 bath, 1,680 sq ft coastal home perfectly positioned on a 7,800 sq ft corner lot at the end of a peaceful cul-de-sac in the highly sought-after Olde Carlsbad neighborhood.

Enjoy the Carlsbad lifestyle — bike to the beach, stroll to Carlsbad Village, and explore world-class beaches, Michelin-rated restaurants, boutique shops, and local favorites right around the corner. 🌴☕🍽️

Inside, you’ll find open living spaces filled with natural light, ideal for relaxing or entertaining. Outside, the expansive lot offers privacy, potential, and endless charm.

Located within the top-rated Carlsbad Unified School District, this home delivers the perfect blend of comfort, community, and coastal living — offered at $1,400,000.

✨ Live where others vacation — homes like this in Olde Carlsbad rarely come available!

📍1280 Forest Ave, Carlsbad CA 92008
📲 Message us today to schedule your private showing!

Listed by James Hilgesen | DRE #01968748 | homePERQs

📸 = @aspireproperty.media
🛋️ = @yellowrosehomestaging

#CarlsbadLiving #OldeCarlsbad #JustListed #homePERQs #CoastalLiving #CarlsbadHomes #SanDiegoRealEstate 2 🏡 Just Listed in Olde Carlsbad — $1,400,000 🌊 Discover where lifestyle meets location! Welcome to 1280 Forest Ave, a stunning 3 bed, 2 bath, 1,680 sq ft coastal home perfectly positioned on a 7,800 sq ft corner lot at the end of a peaceful cul-de-sac in the highly sought-after Olde Carlsbad neighborhood. Enjoy the Ca… We teamed up with @yellowrosehomestaging to make every space shine, and @garflooring to handle the final touch-ups before hitting the market.

Then we turned on the marketing machine — open houses, video, print, social, and boots on the ground. 💪

Did it happen overnight? Nope.
Was it worth it? Absolutely.

The result: one very happy client and another SOLD sign in the yard. 🏡✨

Want to know how we made this home stand out?
➡️ DM us — we’ll show you the strategy. 4 We teamed up with @yellowrosehomestaging to make every space shine, and @garflooring to handle the final touch-ups before hitting the market. Then we turned on the marketing machine — open houses, video, print, social, and boots on the ground. 💪 Did it happen overnight? Nope. Was it worth it? Absolutely. The result:… Stop listening to your friends about the real estate market

Real estate isn’t “up” or “down” — it’s local.

San Diego County is one of the biggest in the U.S., and 
every zip code tells a different story.

If you want the real numbers for the neighborhoods you care about, DM us and we’ll show you what’s actually happening. Stop listening to your friends about the real estate market Real estate isn’t “up” or “down” — it’s local. San Diego County is one of the biggest in the U.S., and every zip code tells a different story. If you want the real numbers for the neighborhoods you care about, DM us and we’ll show you what’s actually happe… Offer accepted for our buyers less than 1 mile from the beach! Offer accepted for our buyers less than 1 mile from the beach!
homeperqs "James and Cara made my husband & I’s first-time home buying experience a seamless process! We felt like they were truly there for us from the beginning & we felt at ease being in their hands. Extremely knowledgeable and personable, James made himself accessible for anything we needed and any questions on the numbers/loan side we knew Cara had the answers. 12/10 recommend the homePERQs team and will definitely be using them for any future home buying plans! Thanks friends!!" -Cheyenne H. ⭐️⭐️⭐️⭐️⭐️
homeperqs
homeperqs Offer Accepted in Clairemont Mesa East! 🏡 Our buyers stole (details later) this beautiful 2-bed, 3-bath townhome — and it’s not your typical setup. Why? Each building only has one neighbor, giving it that single-family feel everyone’s after. Huge congrats to our first-time homebuyers who came to us through a past client referral (the best kind 🙌). @caraeden handled the financing (NMLS 1568670), and @jhilgesen (DRE 01968748) found the home and negotiated the deal. If you’ve been thinking about buying, this is what teamwork looks like. DRE 02012824
🔥
homeperqs New homeowners — this one’s for you! 👋 It’s that time again when those supplemental tax bills start rolling in… but don’t worry, @caraeden and the homePERQs team are here to make sure you know what to expect. Taxes aren’t fun, but forgetting about them is even less fun!
homeperqs Referrals don’t happen by accident — they’re earned. Our people are our advocates. Every post, every conversation, ever networking event, every late-night call adds up to trust. And that trust is what keeps us growing. Thank you.
🔥🔥
homeperqs 🚨Big news for homebuyers and homeowners alike: According to Fannie and Freddie, the average 30-year fixed-rate mortgage has dropped to 6.19%, its lowest point since this time last year. 🧐What this means: • Refinancing demand just surged ~81% compared to last year. • Purchase loan applications are up ~20% year-over-year. • With lower rates helping home-sales tick up, the market could be getting a welcomed boost. If you’ve been waiting on the sidelines, this might be the moment to act!
homeperqs Who wants to live in Carlsbad? Link in bio
homeperqs
homeperqs Offer accepted in 92105! @zardonato really did @jhilgesen dirty with these photos 😂 At least the deal looks better than he does!
This song with this post is 👌🏻😂
I see you got jokes @zardonato
Okay, the tub one is creepy 😂
@desaber it’s all creepy
🤣🤣🤣 advance happy halloween 🤣🤣🤣
homeperqs Carlsbad living hits different 🌴
👏👏
Carlsbad is the best!!
Link 🔗 in bio
👏👏 such a good video. Makes me want to move there!
Carlsbad is nice 👍🏼
homeperqs
homeperqs 🏡 Just Listed in Olde Carlsbad — $1,400,000 🌊 Discover where lifestyle meets location! Welcome to 1280 Forest Ave, a stunning 3 bed, 2 bath, 1,680 sq ft coastal home perfectly positioned on a 7,800 sq ft corner lot at the end of a peaceful cul-de-sac in the highly sought-after Olde Carlsbad neighborhood. Enjoy the Carlsbad lifestyle — bike to the beach, stroll to Carlsbad Village, and explore world-class beaches, Michelin-rated restaurants, boutique shops, and local favorites right around the corner. 🌴☕🍽️ Inside, you’ll find open living spaces filled with natural light, ideal for relaxing or entertaining. Outside, the expansive lot offers privacy, potential, and endless charm. Located within the top-rated Carlsbad Unified School District, this home delivers the perfect blend of comfort, community, and coastal living — offered at $1,400,000. ✨ Live where others vacation — homes like this in Olde Carlsbad rarely come available! 📍1280 Forest Ave, Carlsbad CA 92008 📲 Message us today to schedule your private showing! Listed by James Hilgesen | DRE #01968748 | homePERQs 📸 = @aspireproperty.media 🛋️ = @yellowrosehomestaging #CarlsbadLiving #OldeCarlsbad #JustListed #homePERQs #CoastalLiving #CarlsbadHomes #SanDiegoRealEstate
That Carlsbad lifestyle is unbeatable 👏
Another beauty hitting the market! Amazing work!👏😍
Another beauty hitting the market! Amazing work!👏😍
That Carlsbad lifestyle is unbeatable 👏
homeperqs We teamed up with @yellowrosehomestaging to make every space shine, and @garflooring to handle the final touch-ups before hitting the market. Then we turned on the marketing machine — open houses, video, print, social, and boots on the ground. 💪 Did it happen overnight? Nope. Was it worth it? Absolutely. The result: one very happy client and another SOLD sign in the yard. 🏡✨ Want to know how we made this home stand out? ➡️ DM us — we’ll show you the strategy.
Great info and cool post 😎
“House jump overs” in the metcon?
@andrewburns_photo haha Rx+++++++
@andrewburns_photo trying to keep up with you!
homeperqs Stop listening to your friends about the real estate market Real estate isn’t “up” or “down” — it’s local. San Diego County is one of the biggest in the U.S., and every zip code tells a different story. If you want the real numbers for the neighborhoods you care about, DM us and we’ll show you what’s actually happening.
homeperqs
homeperqs Offer accepted for our buyers less than 1 mile from the beach!

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Experience Matters

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homePERQs

services

Classes for

Companies

Help your employees reach their life goals in financial wellness with our professional education programs and mortgage and real estate services for employers. 87% of employees want financial education to be a part of their benefits package. Employees prefer to receive this information via in-person seminars and one-on-one coaching. That is exactly what we provide.

TAKE YOUR EMPLOYEES TO THE NEXT LEVEL

Meet our

Mortgage Team

Our lending team specializes in mortgage education and mortgage planning services. We provide credit coaching, in-depth analysis, transparent cost estimates and we educate our borrowers on the ins and outs of the home loan process.We are an independent mortgage broker serving the direct needs of our clients.  Trained and licensed to provide our borrowers with outstanding service 

View our easy to work with process

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Areas

Discover the best of San Diego's diverse neighborhoods and stunning properties with homePERQs. Whether you're looking for a beachfront retreat, a cozy suburban home, or a vibrant downtown condo, our comprehensive listings offer something for every lifestyle. Browse through detailed property descriptions, high-quality photos, and virtual tours, all while benefiting from expert guidance. At homePERQs, we provide personalized insights on each area, from schools and local amenities to market trends, ensuring you find the perfect home in one of America's most desirable cities.

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"Where it all started, to where we are now. Who would have thought 3 years ago, Tball would bring us Read MoreRead Less
"Cara and her team were amazing! Everything about the process was straightforward and done in a timelRead MoreRead Less
"Working with James and Cara at homePERQs made buying our dream home a reality. From start to finish,Read MoreRead Less
"We had such a positive experience buying our home thanks to the great team we worked with. Our realtRead MoreRead Less
"I call them the DREAM TEAM - and for good reason. James, Cara, and the homePERQs team are true profeRead MoreRead Less
"James and everyone at Homeperqs are incredible. I cant imagine buying or selling a house with anyoneRead MoreRead Less
"This was our second time working with Cara, and once again, she exceeded our expectations. She made Read MoreRead Less
"Cara is the best! She is so knowledgable and approachable. Cara helped us secure a pre-approval lettRead MoreRead Less
"As a first-time homebuyer, I truly appreciated the outstanding level of attention and support that JRead MoreRead Less
"James and Cara clearly went above and beyond what I could have ever expected of a real estate team. Read MoreRead Less

Real People

Real Stories

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Meet our

Team Members

James Hilgesen

James Hilgesen

 
Cara Hilgesen

Cara Hilgesen

 
Zar Donato

Zar Donato

 
Pamela Graham

Pamela Graham

 

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