A Better Way to Buy and Sell
Empowering You IN Every Move
Buying and selling in one of America's hottest markets inspired our innovative approach to real estate. The homePERQs team uses a unique, educational platform to ensure clients are prepared, confident, and supported through every step of the process—from start to sold.
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Guiding You to Homeownership
with Education and Care
At homePERQs, we are deeply committed to educating and supporting our clients throughout their real estate journey. We take immense pride in celebrating their milestones and helping them achieve their homeownership dreams while building lasting wealth. Our greatest reward comes from earning lifelong relationships by expertly guiding our clients through some of their most significant investments.
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Homeperqs
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Companies
Help your employees reach their life goals in financial wellness with our professional education programs and mortgage and real estate services for employers. 87% of employees want financial education to be a part of their benefits package. Employees prefer to receive this information via in-person seminars and one-on-one coaching. That is exactly what we provide.
Meet our
Mortgage Team
Our lending team specializes in mortgage education and mortgage planning services. We provide credit coaching, in-depth analysis, transparent cost estimates and we educate our borrowers on the ins and outs of the home loan process.We are an independent mortgage broker serving the direct needs of our clients. Trained and licensed to provide our borrowers with outstanding service
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Discover the best of San Diego's diverse neighborhoods and stunning properties with homePERQs. Whether you're looking for a beachfront retreat, a cozy suburban home, or a vibrant downtown condo, our comprehensive listings offer something for every lifestyle. Browse through detailed property descriptions, high-quality photos, and virtual tours, all while benefiting from expert guidance. At homePERQs, we provide personalized insights on each area, from schools and local amenities to market trends, ensuring you find the perfect home in one of America's most desirable cities.
"We just closed on our first home, and honestly the whole process has been so much smoother than I ex… Read Morepected. Buying a home successfully and with not too much stress is not easy and takes the right support. For us, James and Cara and their small team at HomePERQs achieved that.
James was our real estate agent. Getting up before 5am during the week, he was always game to show us around (in our case Ramona and Escondido) and put a ton of work into lining up visits and making everything as seamless as possible. Having the seller's and buyer's broker get along also helps with a smooth transaction, and James seemed to manage that with every counterparty. He's easy to talk to during rides in his car from house to house, and he had a good eye when it came to checking out a property. His secondary contacts (Home Inspector, contractors, etc) were also consistently great.
Cara handled the financing side of our home purchase. We had broadly shopped around with banks, credit unions, and brokers, but Cara managed to just-about match or improve on their rates while being consistently responsive and extremely easy to work with. We really appreciated the document management and instructions HomePERQs provided during our search and financing -- every time something needed signing they were in touch beforehand with an explanation of what was happening and why, and they record great video walk-throughs of the more involved parts. At periods where we were waiting for processing behind the scenes, they still checked in regularly just to keep us in the loop. Both Cara and James rarely make you wait even 20 minutes for a reply to a text or email.
We will warmly recommend them to friends and colleagues in the future!" Read Less
"It's no secret that buying a home successfully and with not too much stress is not easy and takes th… Read Moree right support. For us, James and Cara and their small team at HomePERQs achieved that.
James was our direct Real Estate Agent contact. Getting up at 5am during the week, he's ready to show you around wherever (in our case Ramona and Escondido) and whenever is convenient for you. Having the Seller's and Buyer's broker get along helps with a smooth transaction. James seemed to manage that with every counterparty. He's also easy to talk to during rides in his car from house to house that he offers which could otherwise be awkward. He had a good eye when it came to checking out a property; his secondary contacts (Home Inspector, contractors, ...) were all good.
Cara handled the financing side. We had broadly shopped around with banks, credit unions, and brokers, but Cara managed to just-about match or improve on their rates while being extremely easy to work with. Both she and James rarely make you wait even 20 minutes for a reply to a text or email.
Warmly recommended!" Read Less
"From our first meeting to after buying our first home, Cara, James and the whole HomePerqs team went… Read More above and beyond to help us. They not only guided us in buying a home, but they also educated us (A LOT) in the process. We are so thankful for all their help and would definitely recommend them to friends and family." Read Less
"James and Cara were wonderful during the entire home buying and selling process. They explained each… Read More step throughout the process. They are subject matter experts in what they do and made it a pleasant and pain free process. I would recommend them to anyone who is considering buying and/or selling their first or next home." Read Less
"My husband and I are first time home buyers and had a very short timeline to move and buy, on top of… Read More that we weren’t sure that we would be able to find something that suited all of our needs and would work in our budget in the San Diego area. HomePerqs (James and Cara) were so helpful, positive and ready to hit the ground running when we reached out to them! Cara got us started right away on our budget and showed us that we could make what we really wanted a reality, this made the process so seamless and easy. James showed us properties in multiple cities and gave us helpful advice on what things to watch for and be mindful of. He created a route for us and coordinated viewings over multiple weekends. We unexpectedly decided to make an offer on the house we had been renting and thankfully got to stay in the neighborhood we love so much (something we didn’t think was possible). Both James and Cara were so excited to help us navigate the buying process and helped us find inspectors and other pros to prepare the property. Their guidance didn’t end with the purchase of the house, though! Both James and Cara continue to check in with us regularly and help follow up on transfers of ownership regarding the house and property, and celebrated our purchase with a very thoughtful gift! I had a lot of stress and anxiety about buying and did not expect it to be such a joyous and fun experience, I give credit and thanks to HomePERQs for that. Thank you James and Cara for all your help, time, guidance and teamwork. It is a game changer to have them in your corner and I would recommend HomePERQs to anyone who is even curious if it’s possible to buy." Read Less
"Are you a first time home buyer who has no idea how the home buying process works or if you should e… Read Moreven be considering buying a house? If so, look no further. Cara and James are incredible. Not only will they help you find exactly what you want, but they will also help you understand the costs and benefits of owning a home in comparison to your current situation. Once you find your home, they make the process so painless with an amazing loan processing team. This team will fight for you to get the house you deserve. We cannot recommend them enough." Read Less
"We just closed on our first home, and honestly the whole process has been so much smoother than I ex… Read Morepected. Buying a home successfully and with not too much stress is not easy and takes the right support. For us, James and Cara and their small team at HomePERQs achieved that.
James was our real estate agent. Getting up before 5am during the week, he was always game to show us around (in our case Ramona and Escondido) and put a ton of work into lining up visits and making everything as seamless as possible. Having the seller's and buyer's broker get along also helps with a smooth transaction, and James seemed to manage that with every counterparty. He's easy to talk to during rides in his car from house to house, and he had a good eye when it came to checking out a property. His secondary contacts (Home Inspector, contractors, etc) were also consistently great.
Cara handled the financing side of our home purchase. We had broadly shopped around with banks, credit unions, and brokers, but Cara managed to just-about match or improve on their rates while being consistently responsive and extremely easy to work with. We really appreciated the document management and instructions HomePERQs provided during our search and financing -- every time something needed signing they were in touch beforehand with an explanation of what was happening and why, and they record great video walk-throughs of the more involved parts. At periods where we were waiting for processing behind the scenes, they still checked in regularly just to keep us in the loop. Both Cara and James rarely make you wait even 20 minutes for a reply to a text or email.
We will warmly recommend them to friends and colleagues in the future!" Read Less
"It's no secret that buying a home successfully and with not too much stress is not easy and takes th… Read Moree right support. For us, James and Cara and their small team at HomePERQs achieved that.
James was our direct Real Estate Agent contact. Getting up at 5am during the week, he's ready to show you around wherever (in our case Ramona and Escondido) and whenever is convenient for you. Having the Seller's and Buyer's broker get along helps with a smooth transaction. James seemed to manage that with every counterparty. He's also easy to talk to during rides in his car from house to house that he offers which could otherwise be awkward. He had a good eye when it came to checking out a property; his secondary contacts (Home Inspector, contractors, ...) were all good.
Cara handled the financing side. We had broadly shopped around with banks, credit unions, and brokers, but Cara managed to just-about match or improve on their rates while being extremely easy to work with. Both she and James rarely make you wait even 20 minutes for a reply to a text or email.
Warmly recommended!" Read Less
"From our first meeting to after buying our first home, Cara, James and the whole HomePerqs team went… Read More above and beyond to help us. They not only guided us in buying a home, but they also educated us (A LOT) in the process. We are so thankful for all their help and would definitely recommend them to friends and family." Read Less
"James and Cara were wonderful during the entire home buying and selling process. They explained each… Read More step throughout the process. They are subject matter experts in what they do and made it a pleasant and pain free process. I would recommend them to anyone who is considering buying and/or selling their first or next home." Read Less
"My husband and I are first time home buyers and had a very short timeline to move and buy, on top of… Read More that we weren’t sure that we would be able to find something that suited all of our needs and would work in our budget in the San Diego area. HomePerqs (James and Cara) were so helpful, positive and ready to hit the ground running when we reached out to them! Cara got us started right away on our budget and showed us that we could make what we really wanted a reality, this made the process so seamless and easy. James showed us properties in multiple cities and gave us helpful advice on what things to watch for and be mindful of. He created a route for us and coordinated viewings over multiple weekends. We unexpectedly decided to make an offer on the house we had been renting and thankfully got to stay in the neighborhood we love so much (something we didn’t think was possible). Both James and Cara were so excited to help us navigate the buying process and helped us find inspectors and other pros to prepare the property. Their guidance didn’t end with the purchase of the house, though! Both James and Cara continue to check in with us regularly and help follow up on transfers of ownership regarding the house and property, and celebrated our purchase with a very thoughtful gift! I had a lot of stress and anxiety about buying and did not expect it to be such a joyous and fun experience, I give credit and thanks to HomePERQs for that. Thank you James and Cara for all your help, time, guidance and teamwork. It is a game changer to have them in your corner and I would recommend HomePERQs to anyone who is even curious if it’s possible to buy." Read Less
"Are you a first time home buyer who has no idea how the home buying process works or if you should e… Read Moreven be considering buying a house? If so, look no further. Cara and James are incredible. Not only will they help you find exactly what you want, but they will also help you understand the costs and benefits of owning a home in comparison to your current situation. Once you find your home, they make the process so painless with an amazing loan processing team. This team will fight for you to get the house you deserve. We cannot recommend them enough." Read Less
"We just closed on our first home, and honestly the whole process has been so much smoother than I ex… Read Morepected. Buying a home successfully and with not too much stress is not easy and takes the right support. For us, James and Cara and their small team at HomePERQs achieved that.
James was our real estate agent. Getting up before 5am during the week, he was always game to show us around (in our case Ramona and Escondido) and put a ton of work into lining up visits and making everything as seamless as possible. Having the seller's and buyer's broker get along also helps with a smooth transaction, and James seemed to manage that with every counterparty. He's easy to talk to during rides in his car from house to house, and he had a good eye when it came to checking out a property. His secondary contacts (Home Inspector, contractors, etc) were also consistently great.
Cara handled the financing side of our home purchase. We had broadly shopped around with banks, credit unions, and brokers, but Cara managed to just-about match or improve on their rates while being consistently responsive and extremely easy to work with. We really appreciated the document management and instructions HomePERQs provided during our search and financing -- every time something needed signing they were in touch beforehand with an explanation of what was happening and why, and they record great video walk-throughs of the more involved parts. At periods where we were waiting for processing behind the scenes, they still checked in regularly just to keep us in the loop. Both Cara and James rarely make you wait even 20 minutes for a reply to a text or email.
We will warmly recommend them to friends and colleagues in the future!" Read Less
"It's no secret that buying a home successfully and with not too much stress is not easy and takes th… Read Moree right support. For us, James and Cara and their small team at HomePERQs achieved that.
James was our direct Real Estate Agent contact. Getting up at 5am during the week, he's ready to show you around wherever (in our case Ramona and Escondido) and whenever is convenient for you. Having the Seller's and Buyer's broker get along helps with a smooth transaction. James seemed to manage that with every counterparty. He's also easy to talk to during rides in his car from house to house that he offers which could otherwise be awkward. He had a good eye when it came to checking out a property; his secondary contacts (Home Inspector, contractors, ...) were all good.
Cara handled the financing side. We had broadly shopped around with banks, credit unions, and brokers, but Cara managed to just-about match or improve on their rates while being extremely easy to work with. Both she and James rarely make you wait even 20 minutes for a reply to a text or email.
Warmly recommended!" Read Less
"From our first meeting to after buying our first home, Cara, James and the whole HomePerqs team went… Read More above and beyond to help us. They not only guided us in buying a home, but they also educated us (A LOT) in the process. We are so thankful for all their help and would definitely recommend them to friends and family." Read Less
"James and Cara were wonderful during the entire home buying and selling process. They explained each… Read More step throughout the process. They are subject matter experts in what they do and made it a pleasant and pain free process. I would recommend them to anyone who is considering buying and/or selling their first or next home." Read Less
