1359 H St

Ramona, CA 92065

Rare opportunity to assume an existing VA loan at an exceptionally low 2.375% interest rate, ~$380k loan balance (^may be available to all types of buyers, not just VA.). In today’s rate environment, this alone makes the home worth an extremely close look. || Beyond the financing opportunity, the home itself is calm, comfortable, and intentionally low-maintenance. From the professionally installed turf yards to the durable tile roof and owned solar with backup battery, the focus here is ease, efficiency, and peace of mind. Inside, the layout feels open without being exposed. High ceilings and transom windows bring in natural light throughout the day, while defined living spaces allow for both connection and separation. A welcoming family room with fireplace opens naturally to the kitchen—anchored by granite counters, an island for gathering, and clean sightlines to the rest of the home. The primary suite sits quietly at the rear, offering direct access to the backyard and a well-designed bath with dual sinks, soaking tub, and separate shower. Secondary bedrooms are thoughtfully sized and adaptable—comfortable for everyday use, guests, or work-from-home flexibility. Out back, a covered patio creates a shaded extension of the living space, while turf and hardscape keep weekends free from yard work. With central heating and air, a two-car garage, possible RV/boat parking, and a convenient Ramona location near schools, shopping, and dining, this home offers a rare blend of smart financing, practical design, and easy living.

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