A Better Way to Buy and Sell

Empowering You IN Every Move

Buying and selling in one of America's hottest markets inspired our innovative approach to real estate. The homePERQs team uses a unique, educational platform to ensure clients are prepared, confident, and supported through every step of the process—from start to sold.

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with Education and Care

At homePERQs, we are deeply committed to educating and supporting our clients throughout their real estate journey. We take immense pride in celebrating their milestones and helping them achieve their homeownership dreams while building lasting wealth. Our greatest reward comes from earning lifelong relationships by expertly guiding our clients through some of their most significant investments.

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And that’s just the top 5 reasons! There’s so much more to love about this beautiful Oceanside home. Come check it out—listed with us for $875,000 And that’s just the top 5 reasons! There’s so much more to love about this beautiful Oceanside home. Come check it out—listed with us for $875,000 🎉🏡 Homeowners Win in the One Big Beautiful Bill! 🏡🎉
Great news for homeowners — mortgage insurance is once again tax-deductible! 🙌
That means if you’re paying PMI (private mortgage insurance), you could reduce your taxable income and keep more money in your pocket come tax time 💰💡
This deduction was reinstated in the new legislation and takes effect in 2026!

Questions? DM us 📲 🎉🏡 Homeowners Win in the One Big Beautiful Bill! 🏡🎉 Great news for homeowners — mortgage insurance is once again tax-deductible! 🙌 That means if you’re paying PMI (private mortgage insurance), you could reduce your taxable income and keep more money in your pocket come tax time 💰💡 This deduction was reinstated in the n… 100% Bonus Depreciation is BACK for real estate investors thanks to the One Big Beautiful Bill! 🏘️💸
That means you can write off eligible improvements in year one—think appliances, roofs, HVAC, and more. Huge win for cash flow + tax savings.
DM us if you want to see how this could boost your next deal. 📩

100% Bonus Depreciation is BACK for real estate investors thanks to the One Big Beautiful Bill! 🏘️💸

That means you can write off eligible improvements in year one—think appliances, roofs, HVAC, and more. Huge win for cash flow + tax savings.

DM us if you want to see how this could boost your next deal. 📩

#RealEstateInvesting 
#RentalProperty 
#TaxStrategy
#RealEstateNews
#MarketUpdate
#HousingMarket
#HomePriceTrends
#InterestRateUpdate
#HousingMarket2024
#RealEstateTrends
#RealEstateInsights
#MortgageNews
#WeeklyMarketUpdate
#MarketWatch
#EconomicUpdate
#HomeEquityUpdate
#SanDiegoMarketUpdate
#SanDiegoRealEstateNews
#SanDiegoHousingMarket
#SDRealEstateTrends
#CaliforniaHousingMarket
#SoCalRealEstateNews 1 100% Bonus Depreciation is BACK for real estate investors thanks to the One Big Beautiful Bill! 🏘️💸 That means you can write off eligible improvements in year one—think appliances, roofs, HVAC, and more. Huge win for cash flow + tax savings. DM us if you want to see how this could boost your next deal. 📩 100% Bonus De… Open House this Sunday, July 13th from 1–4PM!
Come hang with me @jhilgesen and check out this beautiful 4 bed, 2 bath home in the Guajome Park area of Oceanside.
💰 Offered at $875,000
☀️ Paid solar
🏊‍♂️ Community pool, spa, park & basketball courts
📍1,344 SF of charm and potential

Don’t miss it!
Want more details? Click link in bio.
#OceansideRealEstate #OpenHouse #homePERQs Open House this Sunday, July 13th from 1–4PM! Come hang with me @jhilgesen and check out this beautiful 4 bed, 2 bath home in the Guajome Park area of Oceanside. 💰 Offered at $875,000 ☀️ Paid solar 🏊‍♂️ Community pool, spa, park & basketball courts 📍1,344 SF of charm and potential Don’t miss it! Want more details? Cli… "JUST SHOW US THE HOUSE, JAMES!"

Okay, okay… here it is 👇

🎉 5452 Gooseberry Way, Oceanside is officially LIVE!
🏡 4 Bedrooms | 2 Bathrooms | 1,344 SF
⚡ Paid Solar
🌳 Big backyard for all your backyard BBQ dreams
💰 Offered at $875,000

Serious house. Not-so-serious agent.

📞 James Hilgesen | 760.685.2637
📧 james@homeperqs.com
DRE#01968748 12 "JUST SHOW US THE HOUSE, JAMES!" Okay, okay… here it is 👇 🎉 5452 Gooseberry Way, Oceanside is officially LIVE! 🏡 4 Bedrooms | 2 Bathrooms | 1,344 SF ⚡ Paid Solar 🌳 Big backyard for all your backyard BBQ dreams 💰 Offered at $875,000 Serious house. Not-so-serious agent. 📞 James Hilgesen | 760.685.2637 📧 james@homeper… Happy birthday to our true visionary @jhilgesen . James has led homePERQs over the last 11 years to grow into the incredible success that this small family-owned company has become. You put everything you have into the business, our clients, and your family. Thank you for taking the risk all those years ago to leave the corporate world and establish a one-of-a-kind real estate, mortgage, and education company that has helped so many people and created lifelong friendships and partnerships along the way. Happy birthday to you!! 7 Happy birthday to our true visionary @jhilgesen . James has led homePERQs over the last 11 years to grow into the incredible success that this small family-owned company has become. You put everything you have into the business, our clients, and your family. Thank you for taking the risk all those years ago to leave th… This beautiful home in the heart of historic Chula Vista is officially off the market! Our buyer is now under contract on this charming 3 bed, 2 bath, 1,700 sq ft home—such a great property full of character!

#SanDiegoRealEstate
#ChulaVistaHomes
#ChulaVistaRealEstate
#SanDiegoHomesForSale
#SDRealEstate
#SoCalLiving
#HistoricHomesSD
#JustListedSD
#UnderContract
#HomeSweetHome This beautiful home in the heart of historic Chula Vista is officially off the market! Our buyer is now under contract on this charming 3 bed, 2 bath, 1,700 sq ft home—such a great property full of character! #SanDiegoRealEstate #ChulaVistaHomes #ChulaVistaRealEstate #SanDiegoHomesForSale #SDRealEstate #SoCalLiving #H… A lot of people think you have to spend a ton to get your home ready to sell—but that’s just not true. There are some easy, low-cost things you can do that actually make a big difference.

#homeperqs 
#homebuyer 
#homebuyertips 
#loanofficer
#mortgage 
#education 
#freeeducation 
#sandiegorealestate 
#mortgagetips 
#homeseller 
#firsttimehomebuyer 
#sandiego
#california 3 A lot of people think you have to spend a ton to get your home ready to sell—but that’s just not true. There are some easy, low-cost things you can do that actually make a big difference. #homeperqs #homebuyer #homebuyertips #loanofficer #mortgage #education #freeeducation #sandiegorealestate #mortgagetips #ho… @flock thank you for having us in today! 2 @flock thank you for having us in today! Feeling so grateful! @caraeden had the pleasure of speaking with the incredible @workingmoms_ns group this week—and wow, what an inspiring room of powerhouse business owners! 5 Feeling so grateful! @caraeden had the pleasure of speaking with the incredible @workingmoms_ns group this week—and wow, what an inspiring room of powerhouse business owners! 🏡 Homebuyer Hack You Need to Know! 🏡
Want to knock $15K off the price of your future home? 💸 That’s one option…

But here’s a smarter move: ask for a $15K credit to buy down your interest rate instead — and the savings could be massive. 💥
Here’s the breakdown on an $800K home:

💵 Price cut: Saves you about $98/month

🔥 Rate buy down: Could save you around $614/month

That’s real monthly savings you’ll feel, and it adds up fast.
🎯 Pro Tip: Let us run the numbers to see what works best for your situation.
Ready to win in this market? Let’s strategize! 🏡 Homebuyer Hack You Need to Know! 🏡 Want to knock $15K off the price of your future home? 💸 That’s one option… But here’s a smarter move: ask for a $15K credit to buy down your interest rate instead — and the savings could be massive. 💥 Here’s the breakdown on an $800K home: 💵 Price cut: Saves you about $98/month 🔥… Want access to properties you won’t find online?
You need an agent who knows how to go out and find the deal—not just forward you what everyone else is seeing.

Don’t believe me? Shoot over your email and I’ll send you five off-market opportunities we have access to right now.

#homeperqs 
#homebuyer 
#homebuyertips 
#loanofficer
#mortgage 
#education 
#freeeducation 
#sandiegorealestate 
#mortgagetips 
#homeseller 
#firsttimehomebuyer 
#sandiego
#california 3 Want access to properties you won’t find online? You need an agent who knows how to go out and find the deal—not just forward you what everyone else is seeing. Don’t believe me? Shoot over your email and I’ll send you five off-market opportunities we have access to right now. #homeperqs #homebuyer #homebuyertips #…
homeperqs And that’s just the top 5 reasons! There’s so much more to love about this beautiful Oceanside home. Come check it out—listed with us for $875,000
homeperqs 🎉🏡 Homeowners Win in the One Big Beautiful Bill! 🏡🎉 Great news for homeowners — mortgage insurance is once again tax-deductible! 🙌 That means if you’re paying PMI (private mortgage insurance), you could reduce your taxable income and keep more money in your pocket come tax time 💰💡 This deduction was reinstated in the new legislation and takes effect in 2026! Questions? DM us 📲
homeperqs 100% Bonus Depreciation is BACK for real estate investors thanks to the One Big Beautiful Bill! 🏘️💸 That means you can write off eligible improvements in year one—think appliances, roofs, HVAC, and more. Huge win for cash flow + tax savings. DM us if you want to see how this could boost your next deal. 📩 100% Bonus Depreciation is BACK for real estate investors thanks to the One Big Beautiful Bill! 🏘️💸 That means you can write off eligible improvements in year one—think appliances, roofs, HVAC, and more. Huge win for cash flow + tax savings. DM us if you want to see how this could boost your next deal. 📩 #RealEstateInvesting #RentalProperty #TaxStrategy #RealEstateNews #MarketUpdate #HousingMarket #HomePriceTrends #InterestRateUpdate #HousingMarket2024 #RealEstateTrends #RealEstateInsights #MortgageNews #WeeklyMarketUpdate #MarketWatch #EconomicUpdate #HomeEquityUpdate #SanDiegoMarketUpdate #SanDiegoRealEstateNews #SanDiegoHousingMarket #SDRealEstateTrends #CaliforniaHousingMarket #SoCalRealEstateNews
🔥
homeperqs
homeperqs Open House this Sunday, July 13th from 1–4PM! Come hang with me @jhilgesen and check out this beautiful 4 bed, 2 bath home in the Guajome Park area of Oceanside. 💰 Offered at $875,000 ☀️ Paid solar 🏊‍♂️ Community pool, spa, park & basketball courts 📍1,344 SF of charm and potential Don’t miss it! Want more details? Click link in bio. #OceansideRealEstate #OpenHouse #homePERQs
homeperqs "JUST SHOW US THE HOUSE, JAMES!" Okay, okay… here it is 👇 🎉 5452 Gooseberry Way, Oceanside is officially LIVE! 🏡 4 Bedrooms | 2 Bathrooms | 1,344 SF ⚡ Paid Solar 🌳 Big backyard for all your backyard BBQ dreams 💰 Offered at $875,000 Serious house. Not-so-serious agent. 📞 James Hilgesen | 760.685.2637 📧 james @homeperqs.com DRE#01968748
Hahaha this is gold😂😂
😂😂😂
Do better next time James 😂
@danpbestlifesd I’m always getting yelled at 😂
haha! we’re here for the house, James. (the shadow scene was a great cinematic touch 🤌🏻)
@julien_i_j hahah
😂😂
homeperqs
homeperqs Happy birthday to our true visionary @jhilgesen . James has led homePERQs over the last 11 years to grow into the incredible success that this small family-owned company has become. You put everything you have into the business, our clients, and your family. Thank you for taking the risk all those years ago to leave the corporate world and establish a one-of-a-kind real estate, mortgage, and education company that has helped so many people and created lifelong friendships and partnerships along the way. Happy birthday to you!!
Happy birthday, James!
Happy Birthday James! You’re the best! I hope it was a great day
Happy birthday James!
Happy Birthday !
Happy Birthday!!! Hope it’s fantastic!
homeperqs This beautiful home in the heart of historic Chula Vista is officially off the market! Our buyer is now under contract on this charming 3 bed, 2 bath, 1,700 sq ft home—such a great property full of character! #SanDiegoRealEstate #ChulaVistaHomes #ChulaVistaRealEstate #SanDiegoHomesForSale #SDRealEstate #SoCalLiving #HistoricHomesSD #JustListedSD #UnderContract #HomeSweetHome
homeperqs A lot of people think you have to spend a ton to get your home ready to sell—but that’s just not true. There are some easy, low-cost things you can do that actually make a big difference. #homeperqs #homebuyer #homebuyertips #loanofficer #mortgage #education #freeeducation #sandiegorealestate #mortgagetips #homeseller #firsttimehomebuyer #sandiego #california
Best in the biz
Let me know if you need a good stager!!!
👏
homeperqs @flock thank you for having us in today!
Had a great time with the Flock team today!
Great information!
homeperqs Feeling so grateful! @caraeden had the pleasure of speaking with the incredible @workingmoms_ns group this week—and wow, what an inspiring room of powerhouse business owners!
🙌
Love what you do!
@notarymarty thank Marty!! Great seeing you!
we love the homePERQs team!
Great message!!
homeperqs 🏡 Homebuyer Hack You Need to Know! 🏡 Want to knock $15K off the price of your future home? 💸 That’s one option… But here’s a smarter move: ask for a $15K credit to buy down your interest rate instead — and the savings could be massive. 💥 Here’s the breakdown on an $800K home: 💵 Price cut: Saves you about $98/month 🔥 Rate buy down: Could save you around $614/month That’s real monthly savings you’ll feel, and it adds up fast. 🎯 Pro Tip: Let us run the numbers to see what works best for your situation. Ready to win in this market? Let’s strategize!
homeperqs Want access to properties you won’t find online? You need an agent who knows how to go out and find the deal—not just forward you what everyone else is seeing. Don’t believe me? Shoot over your email and I’ll send you five off-market opportunities we have access to right now. #homeperqs #homebuyer #homebuyertips #loanofficer #mortgage #education #freeeducation #sandiegorealestate #mortgagetips #homeseller #firsttimehomebuyer #sandiego #california
Going above and beyond, as per usual!
love that drive out to the coast
@julien_i_j one of the best drives I. SD!

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Help your employees reach their life goals in financial wellness with our professional education programs and mortgage and real estate services for employers. 87% of employees want financial education to be a part of their benefits package. Employees prefer to receive this information via in-person seminars and one-on-one coaching. That is exactly what we provide.

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Our lending team specializes in mortgage education and mortgage planning services. We provide credit coaching, in-depth analysis, transparent cost estimates and we educate our borrowers on the ins and outs of the home loan process.We are an independent mortgage broker serving the direct needs of our clients.  Trained and licensed to provide our borrowers with outstanding service 

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Discover the best of San Diego's diverse neighborhoods and stunning properties with homePERQs. Whether you're looking for a beachfront retreat, a cozy suburban home, or a vibrant downtown condo, our comprehensive listings offer something for every lifestyle. Browse through detailed property descriptions, high-quality photos, and virtual tours, all while benefiting from expert guidance. At homePERQs, we provide personalized insights on each area, from schools and local amenities to market trends, ensuring you find the perfect home in one of America's most desirable cities.

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"As a first-time homebuyer, I truly appreciated the outstanding level of attention and support that JRead MoreRead Less
"James and Cara clearly went above and beyond what I could have ever expected of a real estate team. Read MoreRead Less
"Buying a home is scary and overwhelming -- but not with Cara and homePERQs on your team! Cara createRead MoreRead Less
"It's the little things that add up when working with Home Perqs. Cara's attention to detail and her Read MoreRead Less
"James and Cara were an amazing team and, us being first time homebuyers, guided us through the proceRead MoreRead Less
"As a small business owner it can feel really defeating trying to get loans approved. Cara worked tirRead MoreRead Less
"My husband and I are first time home buyers and had a very short timeline to move and buy, on top ofRead MoreRead Less
"We recently had the homePERQs team out for a lunch-n-learn. They were dynamic, informative, and fun!Read MoreRead Less
"Are you a first time home buyer who has no idea how the home buying process works or if you should eRead MoreRead Less
"We just closed on our first home, and honestly the whole process has been so much smoother than I exRead MoreRead Less

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Cara Hilgesen

Cara Hilgesen

 
Zar Donato

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